Julia, J., & Khairiyansyah. (2022). Effectiveness of the Distribution of KUR (People’s Business Credit) for the Development of Micro, Small and Medium Enterprises in Pangkalpinang City. International Journal of Multidisciplinary: Applied Business and Education Research, 3(7), 1407-1412. https://doi.org/10.11594/ijmaber.03.07.19