SOEJONO, Fransiska; MENDARI, Anastasia Sri. Financial Literacy, Individual Characteristic and Financial Inclusion: A Study on Lecturers in Palembang. International Journal of Multidisciplinary: Applied Business and Education Research, Malang, Indonesia, v. 3, n. 2, p. 269–277, 2022. DOI: 10.11594/ijmaber.03.02.12. Disponível em: https://ijmaberjournal.org/index.php/ijmaber/article/view/298. Acesso em: 15 feb. 2026.