POLINAR, MARK ANTHONY; RICO , Madelline; CELADA, Jennibeth. Knowledge and Practice of Personal Finance of Non-Teaching Staff in a Private University in Cebu City. International Journal of Multidisciplinary: Applied Business and Education Research, Malang, Indonesia, v. 4, n. 4, p. 1182–1194, 2023. DOI: 10.11594/ijmaber.04.04.16. Disponível em: https://ijmaberjournal.org/index.php/ijmaber/article/view/940. Acesso em: 24 jan. 2026.