WISANDANI, Iwan; SUKMAWATI, Heni. Efficiency Strategy for Indonesian Islamic Commercial Banks During the Covid-19 Pandemic. International Journal of Multidisciplinary: Applied Business and Education Research, Malang, Indonesia, v. 4, n. 4, p. 1072–1076, 2023. DOI: 10.11594/ijmaber.04.04.02. Disponível em: https://ijmaberjournal.org/index.php/ijmaber/article/view/941. Acesso em: 17 feb. 2026.