REMIS, Radny Collin L. Predictors of Financial Management Behavior of Public Secondary School Teachers in a Municipality of Davao de Oro. International Journal of Multidisciplinary: Applied Business and Education Research, Malang, Indonesia, v. 4, n. 6, p. 2075–2085, 2023. DOI: 10.11594/ijmaber.04.06.30. Disponível em: https://ijmaberjournal.org/index.php/ijmaber/article/view/965. Acesso em: 24 jan. 2026.