SORITA, Irene; ZAPANTA, Tina Marie; CELIS, Keziah Chim; ORFANEL, Christine Joy. Pag-IBIG Awareness and Financial Habits of Overseas Filipino Workers. International Journal of Multidisciplinary: Applied Business and Education Research, Malang, Indonesia, v. 4, n. 12, p. 4320–4336, 2023. DOI: 10.11594/ijmaber.04.12.14. Disponível em: https://ijmaberjournal.org/index.php/ijmaber/article/view/1417. Acesso em: 24 jan. 2026.