Bongalonta, Michael B., and Michelle M. Bongalonta. “Training Program for MSME Owners: A Needs Assessment”. International Journal of Multidisciplinary: Applied Business and Education Research 6, no. 9 (September 23, 2025): 4399–4405. Accessed January 24, 2026. https://ijmaberjournal.org/index.php/ijmaber/article/view/2876.